"The following are not covered by FOB insurance: Staff/items that are not fully your property, such as abducted staff being held in your Brig (FOB), wounded staff (staff lost due to death or extraction will be compensated), staff used by you to deploy in defense of the FOB (neither death nor extraction will be compensated) and nuclear weapons." "Staff/materials stolen by the rival will in fact remain on your base, and an identical amount of staff/materials will be handed over to the rival instead. If you sign up for insurance, then during the insurance period you will be compensated for any materials and staff lost due to rival infiltrations. Now, you can rest easy with FOB insurance (paid service). A message from Konami explains: "Your FOBs are always at risk of coming under attack.
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